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Critical illnesses

 

Critical illnesses (CI) not only affect the individual diagnosed but also have a profound impact on their entire family. The person requiring care often depends on family members or friends for assistance with various tasks, such as attending hospital appointments and receiving care at home. Consequently, the caregiver may also face a loss of income, compounding the financial strain.


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The ramifications of a critical illness can be life-changing. For instance, someone who suffers a stroke and becomes paralyzed in one limb will face a long-term disability. If their job is manual labour, they will have to seek alternative employment, which may not be as financially rewarding or fulfilling.

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1-Cancer


3930000 are diagnosed every year in the UK wih cancer, that is an average of 1 case every 90 seconds as per Cancer Research UK.

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2-Stroke


There are around 100000 diagnosis per year in the UK according to Stroke Association. That is an average of 17.36 cases every house.

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3-Heart Attack


There more than 100000 admissions per annum in the UK due to Heart attack as per Uk heart foundation, that is an average of 274 every day.


NB- While there is death-in-service benefit for bereavement for employed people, there is no clear provision for Critical illness diagnosis apart the normal sick say. 

 


Sadly, children are also affected

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email - info@josec.co.uk

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kossi.atikpoe@josec.co.uk
 

Kossi Atikpoe CeMAP CeRER DipFA

Director

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Investments, Mortgages, Pensions; Protection

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JOSEC Mortgages & Financial Services Ltd.

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